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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q10-Q15):
NEW QUESTION # 10
Which scenario describes segmentation of the cardholder data environment (CDE) for the purposes of reducing PCI DSS scope?
- A. Firewalls that log all network traffic flows between the CDE and out-of-scope networks.
- B. Virtual LANs that route network traffic between the CDE and out-of-scope networks.
- C. A network configuration that prevents all network traffic between the CDE and out-of-scope networks.
- D. Routers that monitor network traffic flows between the CDE and out-of-scope networks.
Answer: C
Explanation:
True segmentation, as defined inPCI DSS Scope Guidance, requiresenforcing isolationsuch thatno network traffic is allowed between the CDE and out-of-scope systems, unless explicitly permitted and secured. This is the only way toreduce assessment scopereliably.
* Option A:#Incorrect. Monitoring alone does not restrict or prevent access.
* Option B:#Incorrect. Logging without restriction doesnot isolatethe CDE.
* Option C:#Incorrect. VLANs may be part of segmentation, but routing traffic alone doesn't reduce scope.
* Option D:#Correct. This describesproper segmentation: no uncontrolled traffic into the CDE.
Reference:PCI DSS v4.0.1 - Section 4.2;Guidance on Scoping and Network Segmentation- Section 3.1 and
3.2.
NEW QUESTION # 11
If an entity shares cardholder data with a TPSP, what activity is the entity required to perform?
- A. The entity must conduct ASV scans on the TPSP's systems at least annually.
- B. The entity must perform a risk assessment of the TPSP's environment at least quarterly.
- C. The entity must test the TPSP's incident response plan at least quarterly.
- D. The entity must monitor the TPSP's PCI DSS compliance status at least annually.
Answer: D
Explanation:
PCI DSSRequirement 12.8.4mandates that an entitymonitor the compliance status of third-party service providers (TPSPs) at least annually, especially when those TPSPs store, process, or transmit account data on the entity's behalf.
* Option A:Incorrect. Entities are not responsible for conducting ASV scans on TPSPs.
* Option B:Incorrect. There is no quarterly risk assessment requirement for TPSPs.
* Option C:Incorrect. Incident response testing for TPSPs is not a direct responsibility of the entity.
* Option D:Correct. Annual monitoring of TPSP compliance is explicitly required.
NEW QUESTION # 12
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
- A. Settlement
- B. Chargeback
- C. Clearing
- D. Authorization
Answer: A
Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".
NEW QUESTION # 13
Which of the following parties is responsible for completion of the Controls Matrix for the Customized Approach?
- A. Card brands or acquirer.
- B. Entity being assessed.
- C. Only a Qualified Security Assessor (QSA).
- D. Either a QSA, AQSA, or PCIP.
Answer: B
Explanation:
UnderAppendix D - Customized Approach, it is clearly stated that theentity is responsiblefor completing theControls Matrixand theTargeted Risk Analysis (TRA). The assessor may assist in completion, but accountability for content lies with the entity.
* Option A:Incorrect. QSAs may assist but are not solely responsible.
* Option B:Incorrect. This overstates who is responsible; only the entity is ultimately accountable.
* Option C:Correct. The entity being assessed is responsible for completing the Controls Matrix and TRA.
* Option D:Incorrect. Card brands or acquirers are not involved in document creation.
Reference:PCI DSS v4.0.1 - Appendix D: Customized Approach (D.2, D.4).
NEW QUESTION # 14
An entity wants to know if the Software Security Framework can be leveraged during their assessment.
Which of the following software types would this apply to?
- A. Any payment software in the CDE.
- B. Only software which runs on PCI PTS devices.
- C. Validated Payment Applications that are listed by PCI SSC and have undergone a PA-DSS assessment.
- D. Software developed by the entity in accordance with the Secure SLC Standard.
Answer: D
Explanation:
TheSoftware Security Framework (SSF)is intended to support entities usingbespoke and custom softwarewithin the Cardholder Data Environment (CDE). If the software is developed and maintained in accordance with theSecure Software Lifecycle (SLC) Standard, it can help demonstrate secure software development practices and potentially reduce the number of applicable PCI DSS requirements.
* Option A:Incorrect. Not all payment software qualifies unless developed under SSF standards.
* Option B:Incorrect. PCI PTS devices follow different hardware security standards.
* Option C:Incorrect. PA-DSS has been retired; those applications are now listed as "Acceptable Only for Pre-Existing Deployments".
* Option D:Correct. Software developed under the Secure SLC Standard may help an entity meet some requirements in PCI DSS Requirement 6.
NEW QUESTION # 15
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