North Carolina Real Estate Commission NCREC-Broker-N Latest Learning Material & NCREC-Broker-N Braindumps Pdf

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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions (Q60-Q65):

NEW QUESTION # 60
Which of the following entities would participate in the primary market for mortgage lending?

A. Federal Home Loan Mortgage Corporation
B. Federal Housing Administration
C. Federal National Mortgage Association
D. Commercial bank

Answer: D

Explanation:
The primary mortgage market is where loans are originated. Lenders such as commercial banks, credit unions, mortgage bankers, and savings institutions interact directly with borrowers. The Federal Home Loan Mortgage Corporation (Freddie Mac) and Federal National Mortgage Association (Fannie Mae) operate in the secondary market, purchasing existing loans. The Federal Housing Administration (FHA) insures loans but does not lend directly. Therefore, the correct answer is A.
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NEW QUESTION # 61
What is the primary purpose of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA)?

A. To manage water pollution
B. To address hazardous waste sites and establish cleanup requirements
C. To oversee wildlife conservation efforts
D. To regulate air quality standards

Answer: B

Explanation:
CERCLA, commonly known as Superfund, was enacted to address the cleanup of hazardous waste sites and to assign liability for the release of hazardous substances. It empowers the EPA to identify responsible parties and take remedial actions. Therefore, the correct answer is D.
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NEW QUESTION # 62
Under the terms of the NCAR/NCBA Offer to Purchase and Contract (Standard Form 2-T), the settlement date can be delayed for how long before the contract is no longer enforceable and binding on all parties?

A. 10 days
B. 3 days
C. 5 days
D. 7 days

Answer: D

Explanation:
According to Paragraph 12 of the NCAR/NCBA Offer to Purchase and Contract (Form 2-T), the settlement date may be extended by up to 7 calendar days if either party is acting in good faith and is prepared to settle.
This flexibility ensures neither party is penalized for delays that are minor and in good faith, but it limits how long the contract can be extended before a material breach could occur. Therefore, the settlement date can be delayed up to 7 calendar days and still remain enforceable.

NEW QUESTION # 63
Which statement about acknowledging a deed is TRUE?

A. A deed must be acknowledged to be recorded.
B. Acknowledging a deed requires the signature of the listing agent.
C. A deed must be acknowledged or the transaction cannot close.
D. A deed must be acknowledged to be valid.

Answer: A

Explanation:
In North Carolina, a deed must be in writing, signed by the grantor, and delivered to the grantee to be valid.
However, acknowledgment (notarization) is not required for validity-but it is required for the deed to be recorded at the county Register of Deeds. Recording provides constructive notice of ownership. Therefore, the correct answer is C.
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NEW QUESTION # 64
For which appraisal assignment is the gross rent multiplier (GRM) method MOST appropriate?

A. Residential duplex
B. Retail establishment
C. 10-unit apartment building
D. Warehouse complex

Answer: A

Explanation:
The Gross Rent Multiplier (GRM) is best suited for valuing small residential income properties, typically 1-4 units, where monthly rental income is a primary valuation factor. Among the options, a residential duplex (two units) fits this criteria perfectly. Larger multi-unit properties and commercial properties typically require more complex income capitalization approaches.
Reference:
NCREC Appraisal Study Guide - Income Approach
Uniform Standards of Professional Appraisal Practice (USPAP) Guidelines on GRM Use

NEW QUESTION # 65
......

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North Carolina Real Estate Commission NCREC-Broker-N Latest Learning Material & NCREC-Broker-N Braindumps Pdf

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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions (Q60-Q65):

Authentic NCREC-Broker-N Learning Guide carries you pass-guaranteed Exam Questions - ActualPDF

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