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PCI SSC QSA_New_V4 Latest Learning Materials, QSA_New_V4 Latest Test Pdf
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>> PCI SSC QSA_New_V4 Latest Learning Materials <<
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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q12-Q17):
NEW QUESTION # 12
An entity wants to know if the Software Security Framework can be leveraged during their assessment.
Which of the following software types would this apply to?
- A. Only software which runs on PCI PTS devices.
- B. Validated Payment Applications that are listed by PCI SSC and have undergone a PA-DSS assessment.
- C. Any payment software in the CDE.
- D. Software developed by the entity in accordance with the Secure SLC Standard.
Answer: D
Explanation:
TheSoftware Security Framework (SSF)is intended to support entities usingbespoke and custom softwarewithin the Cardholder Data Environment (CDE). If the software is developed and maintained in accordance with theSecure Software Lifecycle (SLC) Standard, it can help demonstrate secure software development practices and potentially reduce the number of applicable PCI DSS requirements.
* Option A:Incorrect. Not all payment software qualifies unless developed under SSF standards.
* Option B:Incorrect. PCI PTS devices follow different hardware security standards.
* Option C:Incorrect. PA-DSS has been retired; those applications are now listed as "Acceptable Only for Pre-Existing Deployments".
* Option D:Correct. Software developed under the Secure SLC Standard may help an entity meet some requirements in PCI DSS Requirement 6.
Reference:PCI DSS v4.0.1 - Appendix F; Section 3, page 7; Secure Software Lifecycle (Secure SLC) Standard.
NEW QUESTION # 13
Where can live PANs be used for testing?
- A. Testing with live PANs must only be performed in the QSA Company environment.
- B. Pre-production environments that are located within the CDE.
- C. Production (live) environments only.
- D. Pre-production (test) environments only if located outside the CDE.
Answer: B
Explanation:
Requirement 6.4.3.1clarifies that if live PANs are to be used in testing, the test environment mustmeet all applicable PCI DSS controls. Thus,testing with live PAN is only allowed if the test environment is within the CDEand fully secured.
* Option A:#Incorrect. Testing should not happen in production.
* Option B:#Incorrect. It must be within the CDE if live PAN is involved.
* Option C:#Correct. Live PANs can be used inpre-production environments within the CDE.
* Option D:#Incorrect. There's no requirement to test only within QSA environments.
NEW QUESTION # 14
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?
- A. Clearing
- B. Chargeback
- C. Authorization
- D. Settlement
Answer: D
Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".
NEW QUESTION # 15
Which statement about the Attestation of Compliance (AOC) is correct?
- A. There are different AOC templates for service providers and merchants.
- B. The AOC must be signed by either the merchant/service provider or the QSA/ISA.
- C. The same AOC template is used W ROCs and SAQs.
- D. The AOC must be signed by both the merchant/service provider and by PCI SSC.
Answer: A
Explanation:
Attestation of Compliance (AOC):
* The AOC is a document that confirms an entity's compliance with PCI DSS requirements. It is signed by the entity (merchant or service provider) and the Qualified Security Assessor (QSA) if a QSA is involved.
Different AOC Templates:
* PCI DSS provides distinct templates for service providers and merchants, tailored to their respective roles and responsibilities within the cardholder data environment (CDE).
Invalid Options:
* B:PCI SSC does not sign AOCs; they are signed by the merchant/service provider and the QSA.
* C:AOCs differ between ROCs and SAQs, so the same template is not universally used.
* D:Both the merchant/service provider and the QSA/ISA (Internal Security Assessor) must sign the AOC when applicable.
NEW QUESTION # 16
Could an entity use both the Customized Approach and the Defined Approach to meet the same requirement?
- A. No, because a single approach must be selected.
- B. Yes, if the entity uses no compensating controls.
- C. No, because only compensating controls can be used with the Defined Approach.
- D. Yes, if the entity is eligible to use both approaches.
Answer: D
Explanation:
PCI DSS allows an entity touse both Defined and Customized Approaches, including for different sub- requirements of the same primary requirement,as long as they are eligible and justified. Entities might use the Defined Approach for standard controls and the Customized Approach where flexibility is needed.
* Option A:Incorrect. PCI DSS explicitly allows mixed use per Requirement 8 guidance.
* Option B:Incorrect. Compensating controls are separate from the Customized Approach.
* Option C:Incorrect. Eligibility is not based solely on the absence of compensating controls.
* Option D:Correct. Mixed approaches are allowed if eligibility requirements are met.
NEW QUESTION # 17
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