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Real Estate Massachusetts Real Estate Salesperson Exam Sample Questions (Q63-Q68):

NEW QUESTION # 63
While inspecting a tenant-occupied property, the buyer was told by the seller that the microwave oven would be included in the sale price. Upon possession, the buyer learned that the microwave oven belonged to the tenant and not the seller. Is the buyer entitled to the microwave oven?

A. No, because the seller did not have the right to include the microwave in the sale.
B. Yes, because all oral contracts for the sale of real property are enforceable.
C. Yes, because the buyer's offer to purchase included all real property.
D. No, because the microwave was the real property of the tenant.

Answer: A

Explanation:
Comprehensive and Detailed Explanation (150-250 words):
In a real estate sale, the seller can only transfer property they own. Personal property belonging to a tenant is not part of the seller's estate and cannot be conveyed, regardless of oral promises.
A: Incorrect - microwave ovens are personal property, not automatically real property.
B: Oral contracts are generally unenforceable under the Statute of Frauds.
C: Incorrect because the microwave is personal property, not real property of the tenant.
D: Correct - the seller had no ownership interest and therefore no authority to include it in the sale.
Thus, the buyer is not entitled to the microwave.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Property Ownership (Fixtures vs.
Personal Property); Statute of Frauds.

NEW QUESTION # 64
A buyer is purchasing a $625,000 property. The lender requires a 20% down payment to avoid mortgage insurance. The buyer provided $5,000 in earnest money. The buyer closing costs are $13,000. What is the amount the buyer must bring to settlement to close the transaction?

A. $120,000
B. $133,000
C. $143,000
D. $138,000

Answer: B

Explanation:
Comprehensive and Detailed Explanation (150-250 words):
First compute the down payment at 20% of $625,000:
Down payment = $625,000 × 0.20 = $125,000.

Mortgage insurance is avoided because the LTV is 80% (loan of $500,000 on $625,000 purchase), consistent with typical underwriting. Massachusetts exam math emphasizes accurate handling of down payment percentages, credits for deposits, and inclusion of buyer's closing costs. The only choice that matches this computation is $133,000.
References: Massachusetts Real Estate Salesperson Candidate Handbook - Real Estate Math (Down payments, buyer credits/debits, cash to close); Financing basics (LTV and PMI thresholds).

NEW QUESTION # 65
A broker may withdraw money from the broker's escrow account

A. To pay for advertising expenses related to the sale.
B. When the transaction has been consummated.
C. When ordered by the seller's attorney.
D. To cover the broker's commission.

Answer: B

Explanation:
Escrow accounts are regulated under 254 CMR 3.10 and Massachusetts licensing law. All deposits, such as earnest money, must be kept in a separate escrow account maintained by the broker. These funds remain the property of the client until the transaction is consummated (closed) or otherwise terminated by mutual agreement or legal judgment.
A broker may only withdraw money when the transaction has been completed or when the parties have agreed in writing how the funds should be disbursed. Brokers cannot use escrow funds to pay commissions, marketing expenses, or other business costs until the closing. Misuse or commingling of escrow funds is a serious violation and can result in license suspension or revocation.
Reference: 254 CMR 3.10 - Handling of Client Funds; M.G.L. c. 112, 87AAA-87DDD.

NEW QUESTION # 66
A buyer is considering a property in one of the subdivisions of a Planned Unit Development (PUD). The buyer noticed nearby properties having detached garages and workshops. The buyer mentions to their agent that they want to build a detached building on the back of the lot for a home business. There is an HOA for this subdivision. Additionally, there are overarching covenants, conditions, and restrictions (CC&Rs) for the PUD. What actions, if any, should be taken by the broker to assure the buyer can use the property as they wish?

A. Recommend the buyer determine if architectural review requirements exist for the subdivision.
B. Recommend the buyer obtain the current CC&Rs and all current HOA documents.
C. Take no action because other properties have detached buildings.
D. Determine if home business use is allowed in the subdivision.

Answer: B

Explanation:
In a Planned Unit Development (PUD), buyers are subject to both subdivision-level rules (via HOAs) and overarching covenants, conditions, and restrictions (CC&Rs) that govern the entire development. Even if other neighbors have similar structures, this does not guarantee that new construction or business use will be allowed.
The broker's role is to protect the buyer's interests by ensuring they review all current CC&Rs and HOA governing documents. These documents will reveal architectural review requirements, use restrictions (including home businesses), and other limitations. The broker should not assume permissibility based on observation alone.
Thus, the best and legally correct advice is D.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Property Ownership & PUDs; Restrictive Covenants.

NEW QUESTION # 67
If a deed creating a tenancy in common does NOT state the fractional interest of each co-owner, it

A. is presumed each owner has an equal interest.
B. is void.
C. becomes a joint tenancy.
D. must be determined by a majority vote of the tenants.

Answer: A

Explanation:
In tenancy in common, two or more individuals hold title together, each with an undivided right to possess the property. The co-owners may hold unequal shares, but unless otherwise specified in the deed, the law presumes equal ownership interests.
For example, if three people take title as tenants in common without specifying percentages, Massachusetts law assumes they each own one-third. The deed is not void (A), fractional shares are not decided by "vote" (C), and tenancy in common does not convert into joint tenancy (D) unless explicitly stated with survivorship rights.
Thus, the correct answer is B: presumed equal interest.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Forms of Ownership; M.G.L. c.
184.

NEW QUESTION # 68
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Valid Massachusetts-Real-Estate-Salesperson Exam Bootcamp & Massachusetts-Real-Estate-Salesperson Exam Demo

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Real Estate Massachusetts Real Estate Salesperson Exam Sample Questions (Q63-Q68):

Latest Massachusetts-Real-Estate-Salesperson Practice Materials: Massachusetts Real Estate Salesperson Exam offer you the most accurate Exam Questions - DumpsQuestion

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